After two of the hottest summers on record, homeowners are now assessing their cooling needs for the coming months and budgeting ways to pay for them. Cooling accounts for nearly 20 percent of a home's utility bill, according to Energy Star. And if you have a leaky central air conditioning system or a window unit that's the wrong size for the room, you'll spend even more and get less cooling. But there are ways to save even on hot summer days.
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