Should Your Driving Record Impact Your Homeowner's Insurance?
DelMarVa's Premier Source for News, Opinion, Analysis, and Human Interest Contact Publisher Joe Albero at alberobutzo@wmconnect.com or 410-430-5349
DelMarVa's Premier Source for News, Opinion, Analysis, and Human Interest Contact Publisher Joe Albero at alberobutzo@wmconnect.com or 410-430-5349
15 comments:
No and your credit score should also NOT impact your car insurance rate.
NO
Its the spread, or if you will, the cosequences of Congressional approval of "universal default". What's next? If you bounce a check or don't pay your homeowners association dues, your house payment goes up? I tell you ---the middle class is being choked to death in every aspect of their lives and our "leaders" sit back and nod their head (as they stuff their pockets full of cash, which is provided in obscene amounts by credit card companies, pharmaceutical compamies, bankers and investment firms. etc.). The cop on another thread who said "if you don't like our system of "checks and balances" (the American way, he called it), then contact your representative ---LOL! go ahead and try THAT--- or run for office and change the laws ---got a spare couple of million to START that process??? --- well, he is so naive about the state of our "system" it's laughable. How in the hell does your refusal to wear a seat belt, or a speeding ticket, or getting beat up "resisting" a search for non-existant marijuana affect your HOME? Little by little, their won't be a middle class. Or their tax base. But they will still be well armed, which is a factor NOT to be ignored entties like the Bank of America, Goldman Sachs, the U.S government, and all of their armed enforcers. Just to name a few.
Yes, and it should. Driving irresponsibility can bring law suits against the person which in turn can play havoc with all his/her possessions. . "Driving Record" is the key point here. If one drives responsibility, one would not be dropped or see insurance rates go up because of negligence. We may not like it - but it is what it is. If in doubt, read all the fine print in the policies of an insurance company.
Would someone tell me how this is even related. As it stands, I say no.
No, why would the way I drive have anything to do with how I treat my house or its insurance?
No, I don't drive when I'm home.
No, but the thieving insurance companies will find a way to make the connection.
Yes, if I screw up I should pay more; not you. And, of course, I am more in concerned about the reverse.
If they use credit reports instead....then none of the illegals would be able to drive! So the democrats won't stand for that!
This is a little off topic..A few years ago Maryland changed how they allowed people to get a drivers license. Now you have to prove you are here legally before you can get one. Since this was changed only about 3 years ago what happens when someone that is illegal needs to renew their license? If they got a license before they had to show they were legal do they get to renew it? I'm just wondering how it all is going to work or are we going to have a bunch of people with expired drivers license running around
my insurance company does not raise rates for speeding violations. Only for accidents. think about it I know people who never get speeding tickets but have accidents evry few months. all their fault. so who's the real danger here? Find another insurance company!
It says "Driving Record". You would not have a driving record unless you had points against you. You get points by speeding, being responsible for an accident, DUI or other irresponsible behavior while driving a car.
You have a driving record - you pay the penalty. I have vehicle and homeowners with the same company and both went up after I got three speeding tickets in three years. Insurance companies are in business to make money - not to to ignore my "Driving Record". They look at it as my lead foot is eventually going to kill someone.
Who would have to pay the bill, for much more than I paid in premiums through the years. Get real and place the blame where it belongs. It has made me slow down, but for the lack of good sense I did not think of the consequences.
As far as I know my credit report wasn't a factor. Do you naysayers want to pay rate increases for others mistakes, or should your insurance premiums be based upon your history?
Attack the driving issues any way possible.Harness those within our society who refuse to drive responsibly.Really big bucks can made on violators.They are apparently too hard headed to comply with traffic rules,so why not cash in on it.Just thinking about the $$ potential here makes my head spin completely around like Linda Blair.I'm excited!Speed cameras on every street!!
Only if my house has wheels.
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