As promised I will share with you my simple solution for National Health Care that will leave office holders who are enemies of the people exposed. Not only is it simple, it is Constitutional without using the IRS as a tool to be so.
In the beginning of their argument, the Democrats wanted the then, 30 million people without health care, covered in the event of cancer or major injuries from any source. But what they wanted was not personal freedom, but rather force. Forced with the pen, but force none-the-less.
So here goes. Firstly, allow for purchasing insurance across state lines. Currently, the states decide who can and cannot sell insurance to their residents. There are licensing issues as well. However, there is the Interstate Commerce clause that needs to be invoked. You may find it in the Constitution in Article 1, Section 8, Clause 3. Article 1 Section 8 addresses items the Congress can specifically implement. The following is known as the Interstate Commerce Clause. It's painfully brief.
"To regulate commerce with foreign nations, and among the several states, and with the Indian tribes"
This means that Congress could pass legislation to allow insurance to be sold across state lines. So that clears the Constitutional requirement for this portion of my suggestion.
Secondly, make the government the largest group insurance purchaser in the country by negotiating with insurance companies for the lowest premium and deductible costs to consumers. With millions of health care consumers going through the governement group, the mix of the healthy and the chronically ill could be a reasonable off-set. This would allow pre-existing conditions to be covered.
Thirdly, make available Catastrophic Health Insurance Plans to cover our young people. Then, like Medicare, allow insurance companies to sell gap coverage if desired by the purchaser. It is rare medical costs from a broken leg would require filing bankruptcy.
Fourthly, do not require mandatory purchasing of insurance. Pass other laws inside the new American Health Care Act, that encourages and incentivizes citizens to buy and keep coverage. Some of those incentives could be as simple as requiring those who are not covered to pay back medical debt as they would have to pay back a student loan.
Fifthly, negotiate with pharmaceutical companies much lower costs for prescription drugs. As the largest group purchaser, it would make negotiating much simpler. Especially for our current president.
Lastly, give businesses that do not provide health insurance for their employees and incentive to do so...at least in part. Offer them a tax credit up to 50% of what they pay into their employees health care. Also, allow the employees to have a tax deductible health care savings account so they may cover deductibles and routine care.
This plan would cover the most people for the lowest cost and would not be socialized health care which is critical.
Let me know what you think. Comment below.
"The harder the conflict, the more glorious the triumph."
Yours in the Constitution,