The law offers tax credits so people without access to job-based health insurance can buy private coverage. Because these subsidies are tied to income, consumers must accurately estimate what they will make for the coming year.
That's been a challenge for millions of people.
Guess on the low side, get more help now with premiums, but owe money later at filing time. Overestimate income, expect bucks back from the taxman.
Many consumers may not have understood that is how it works when they signed up. Some experts caution that such complications could discourage uninsured people from getting covered.
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