When Bank of America announced that it would charge customers a $5 monthly debit-card fee in late September, it probably did not count on a 22-year-old woman standing in its way. But for Molly Katchpole, a 2011 college graduate who works two part-time jobs in Washington, D.C., and lives paycheck to paycheck, the annual increase of $60 was just plain unacceptable. "I heard the news about the fee and was like, 'That is it. I'm sick of this,' " says the daughter of a Rhode Island machinist and a physical therapist. "On the one hand, they are running a business, but on the other hand, it is people's money they are working with, and some people don't have a lot of money. It's not like they are just selling toothbrushes — it goes much deeper than that."