Tax Returns

Every year we get income tax refunds and we waste our money on clothes, hair, phones, eating out, shoes, nails, pocketbooks, cars that you know you're not going to keep, etc. This year lets do something different. I'm going to suggest some things you can do this year instead of blowing your money unnecessarily.

➡️1. MAKE A DOWN PAYMENT ON YOUR DREAM HOME OR PAY YOUR RENT/MORTGAGE UP IN ADVANCE FOR 3-6 MONTHS.

➡️2. OPEN UP A BANK ACCT FOR YOUR CHILDREN. (DEPOSIT $100 IN EACH ACCT AND EVERY MONTH ADD $25 DOLLARS TO IT)

➡️3. SO YOU WONT BE COMPLAINING ABOUT NOT HAVING CHRISTMAS STUFF FOR YOUR KIDS IN DECEMBER GO AHEAD AND CHRISTMAS SHOP. ORDER IT OFF LINE SO IT WILL BE BOXED ALREADY AND YOU WONT HAVE TO WORRY ABOUT HAVING TO HIDE IT.

➡️4. GO AHEAD AND START BUYING SCHOOL CLOTHES FOR THE UPCOMING SCHOOL YEAR. GET BOOK BAGS, CLOTHES, SHOES, UNDERWEAR, ETC

➡️5. PAY YOUR PAST DUE BILLS OR ANY DEBTS THAT YOU OWE TO PEOPLE OR BILL COLLECTORS.

➡️6. START YOUR OWN BUSINESS. INVEST IN YOURSELF. A BUSINESS LICENSE IS LESS THAN $200 IN MOST STATES. FIND WHAT YOU LIKE TO DO AND BUILD YOUR BRAND.

➡️7. DONATE TO THE HOMELESS SHELTERS. USE $100-300 TO BUY STUFF FOR THE HOMELESS MEN AND WOMEN. INSTEAD OF GIVING IT TO THESE DEAD BEAT MEN, FRIENDS, OR FAMILY THAT ARE USING YOU. GIVE IT TO SOMEONE WHO IS GOING TO APPRECIATE IT.

➡️8. ENROLL YOUR KIDS IN ACTIVITIES. ( DANCING, BOXING, KARATE, SPORTS, ETC) PAY IT UP IN ADVANCE SO THAT YOU DONT HAVE TO WORRY ABOUT THAT MONTHLY BILL.

➡️9. PLAN A TRIP. WE ALWAYS COMPLAIN ABOUT HOW WE DONT DO ANYTHING OR GO ANYWHERE. PLAN A TRIP. BOOK YOUR HOTEL, PAY FOR YOUR FLIGHT AND GO.

➡️10. BUY GROCERY STORE GIFT CARDS AND SAVE THEM FOR HARD TIMES. BUY 10 $50 GIFT CARDS AND PUT THEM UP FOR WHEN YOU'RE LOW IN FOOD AND NEED FOOD FOR THE HOUSE. OR YOU WANT TO BLESS SOMEONE ELSE WITH ONE.