I worked forty years right out of high school and paid into medicare for all those years. Now I am retired I still pay Medicare Quarterly as my husband. We earned Medicare - it was not given to us free. Now there is talk of One Payer for all (medicare). Doesn't seem fair. I could have used that money in my youth and now in my retirement. Maybe the US Government should reimburse my family all that money. How do your viewers feel about One Payer for All.
30 comments:
My parents could have written this. Yes they worked all their lives for Medicare and still pay for it!
Everything the government gets into it messes up. No, thank you.
The people who make these laws,rules, policies,do not need them or live by them.Just shut up and line up little sheep they know what's best for you.
Actually 9:08, Medicare is a very well run healthcare plan. I doubt you can find many recipients who aren't happy with it. Universal healthcare is inevitable in this country. I wouldn't be surprised if it is President Trump that ultimately makes it happen. He would see this a huge win for his presidential legacy.
Single Payer Health INSURANCE (not Health CARE) could be achieved with "Medicare for all" but that doesn't mean it is free.
Instead of having multiple, for-profit insurers (Anthem is complaining that they need more gov't subsidies because they ONLY made a $855 million PROFIT in the second quarter of 2017), we could have one insurance company that does not have to generate a profit for its' shareholders (taxpayers).
Doctors, hospitals and pharmacies will still be private businesses. The only losers are those who make their money in insurance, NOT care.
midicare only last a 100 days if you get badly injured or sick then it goes into midicaid. When that happens the state TAKES HALF you income until your treatment is done. Half your savings half of everything. You can keep ONE car and your home. But they DONT pay for home health.
"I hear all the time that Medicare is an entitlement (makes it sound like something like welfare - free assistance.)"
No Medicaid is an entitlement, Learn the Difference!
9:08 then don't drive on a public road, use a library (doubt you do), rely on the military for protection from foreign enemies (cue argument about how you'll defend your family with your .22) or collect social security.
It is medicare for all. Single payer system will be paid by your taxes, just like a contribution to Social Security. We are already paying into these programs why not get something out of it!?
It's about controlling your lifestyle and bank account as well as herd control. It's not fiscally responsible to let people live long past retirement.
Due to cost, I lost my healthcare Jan 2017. Hasn't the gooberment done enough to screw us and you want them to control your healthcare?
With Medicare you can opt out of the traditional plan and purchase elsewhere.
No speech, no guns, controlled money, controlled internet, controlled healthcare, controlled food, controlled water.
You people are stupid.
Single Payer will NEVER be enacted into law. It would eliminate insurance companies and they will use their enormous lobbying influence to pay off politicians to keep that from happening. Insurance companies were the ones that WROTE the Obamacare law, that congress didn't even read before passing it. Congress had to do that because that was the payback for erasing the use of pre-existing conditions for underwriting health insurance for individuals under Obamacare. In return, the health companies included the "mandate" for required health insurance participation under the law. And Obama added that the Federal government would "bail out" any insurance companies that experienced loses under the new law. Win / win for the insurance companies, but not so much for the rest of us as we have watched our insurance premiums skyrocket since the inception of Obamacare. The insurance companies are not going to let congress cut them out of the game. They will line the pockets of congressmen on both sides of the aisle to keep that from happening. It is how our corrupt congress works.
Because everyone doesn't pay taxes.
10:45. How many times in our nations history have folks said something will NEVER happen? Sometimes unexpected change can be astonishingly fast. I agree that insurance lobbies will fight tooth and nail but in the end they will find other ways to make money and we will all be better off for it.
Single Payer is Medicaid not Medicare. You will have limited access to doctors and hospitals. There will be fewer doctors as there will be less compensation and probably there will be doctors and hospitals that will allow those with money to purchase health care. It will also diminish research and development of drugs and procedures as the government will be more involved. Free enterprise allows supply and demand in health care as in other products and services to work as they are needed. Single Payer would put your life in the hands of the government which does things less well than private companies. Do you really want that?
Monopolies limit or eliminate consumer choice. Free enterprise keeps prices in line through competition and consumer choice. Healthy working people would have no choice but to pay for this by taxes on their paychecks, like they subsidize all the other "entitlements."
Medicare premiums are cheaper than commercial insurance.
Medicare premiums are cheaper than commercial insurance.
September 15, 2017 at 12:36 PM:
If eligible (age 65 or older, and enough credits have been earned / paid during your working years), Medicare Part A (hospital coverage) is no cost to the recipient. There are no deductibles or co-pays. There are limits on the lengths of hospital stays though. You can't go there and stay there for an unlimited time.
Medicare Part B (doctors, treatments, & tests) is $134.00. It is a little more if you exceed a certain income level. Part B has deductibles, co-pays,& only covers 80% of reasonable costs, just like most healthcare insurance plans. Even with part B, most people will pay for a supplemental plan to go with Part B to cover what Part B doesn't cover.
Commercial insurance will not cover people 65 & older, because everyone will eventually get sick, followed by sicker,...and then die. The insurance companies can't charge enough to indemnify what it costs to provide health insurance through the end of life cycle. It is the reason that Medicare is provided by the government; the insurance companies won't do it.
All-in-all, for those of us that participate, it is a complicated decision, but it is a good benefit after working your whole life.
September 15, 2017 at 10:58 AM:
Let me put it this way: As long as there are insurance companies engaged in billion dollar businesses, along with the investors reaping the returns on investments, and corrupt congressmen not only willing, but eager to accept their huge lobbying payouts, it will NEVER happen. Congress has to make it happen, and those corrupt bastards will never do it. Maybe if we become the socialist country that the liberals want, it might happen. The socialists would have to nationalize the insurance business to put them out of business. Every congressman will be bought off by the insurance companies before that EVER happens.
do away with insurance.
September 15, 2017 at 9:50 AM:
If you are already paying taxes, you are paying for your FUTURE entitlement to Medicare (65 & older), just like Social Security. You are proposing Medicare at any age. Are you proposing the same for Social Security? So what about all the people that don't pay taxes and don't pay anything towards their future "entitlements" for Medicare or Social Security? Who pays for their benefits? If Medicare and Social Security for all, now, is your proposal, why work at all? If there are no workers that are paying taxes, who pays for the entitlements?
You must be a communist.
Please familiarize yourself with the terms Single Payer, Medicaid, and Medicare; what they mean, and what they cover, before you try to comment on them. What you are saying makes no sense to the facts.
Most people do not know anything about Medicare, how it works, or what it covers, until they turn 65. It is obvious who is 65, or older, by reading the opinions about it. Both Medicare and Medicaid are government programs, i.e. Single Payer (the Government, not multiple insurance companies). As a single payer, the government gets much better terms with healthcare providers and hospitals than all the myriad insurance companies get on their own. Single payer (government) is more efficient and cost effective than any insurance company and there is no compromise in healthcare to the recipients. The single payer systems set up by the government for the poor and the elderly, are good at what they do, but they exist as an alternative to the insurance companies because the insurance companies won't insure the poor (can't pay them for insurance), or the elderly (high risk). But as long as insurance companies are making unfathomable amounts of money on the remaining consumer healthcare market, they are not going to give up their profits for the government to take over all healthcare coverage for the masses.
Well there should be a grandfather clause to protect those you paid for it for 40 years and still paying before we had it to people who never contributed a dime
The losers are those individuals who paid into it all their working career. Now we give it too ALL. Of course it would be free. How much do you think a person paid into this system every two weeks for 40 year and still paying would add up to. Now let's add every one. It was a contact with the American people whether you wanted to pay or not. Just give me all that money back. I wouldn't need medicate.
The losers are those individuals you paid all their working career now we give it too ALL. Of course it would be free. How much do you think a per paid into this system every two weeks and still paying. Now let's add every one. It was a contact with the American contact whether you want to pay or not. Just give me all that money back. I wouldn't need medicate.
And what happens to the people who paid into it their whole career plus their taxes. I could have used that my in my youth and I am still paying.
Not sure what you are implying. I have saving a lot more than average 2 homes etc. Which I earned by working hard. I wanted more out of life than a handout.
We have to keep the government as far away from single payer as we can. Look at the marvelous job they have done with the postal service. They are happy about only losing billions every quarter. Then take a look at the wonderful job they have done with social security after they stole the funds that hard working people trusted them with. The government has no interest in your health care, period.They merely want control of 12% of our economy. As far as medicare is concerned, ask someone over 65 in Maryland about their last hospital stay. Hospitals are planning your exit before they plan for your treatment. If that same person has commercial insurance, that pays better with less regulation, they will plan for a longer stay.
I hate medicare. I was forced to have it because I turned 65 a few years ago. And I am paying $300 more for insurance than the other insurance I had and don't have the same coverage I have less !! I should have been allowed to keep what I had, but if you don't get it you are fined when you do and that's not right !!
I hate medicare. I was forced to have it because I turned 65 a few years ago.
September 17, 2017 at 7:29 AM:
You hate Medicare because you didn't manage your choices very well. You could have kept what you had. No one 'Forced" you to drop it. Medicare actually lets you keep your insurance until you get dropped from your company plan due to retirement, and cease to qualify for company provided insurance. There is no penalty for not enrolling in Medicare during the "Initial" enrollment period (3 months before your 65th birthday, the month of your birthday, and the 3 months following your birthday; a total of a seven month period), if you remain covered under another plan. If you are covered by a qualifying plan and choose to keep your present insurance, there is another "Special" enrollment period following your retirement and loss of insurance, that allows one to enroll, without penalty. If you choose to enroll when you first become eligible, your can still keep your company provided group insurance, along with Medicare, and your company insurance will become your secondary Gap insurance to cover EVERYTHING that Medicare parts A and B don't cover, and will provide drug coverage without have to buy into part D.
It is a complicated decision. There are many organizations that will help seniors through the process, but most are trying to sell you something (Medicare Part C, private insurance in some kind of PPN) The absolute best place to get educated about Medicare is the Social Security website.
Post a Comment