3 Things You Don’t Know About Obamacare That Could Hurt You

Nearly one in three Americans have little familiarity with Obamacare, and the ramifications are playing out in the media. Since each day brings headlines highlighting Americans who are surprised by changes in their health care situation because of President Obama’s signature achievement, The Heritage Foundation compiled three Obamacare items that might surprise you:

1. Your doctor could be outside the network of your Obamacare exchange plan. This could be true even if the insurer said that physician is in its health care provider network. The California state exchange, called Covered California, has had a systemic problem with this issue. Earlier this month, the exchange pulled its physician directory for the second time because of all the errors.

Since the health plans took effect January 1, many Obamacare enrollees in California have complained that doctors won’t take their insurance, despite being listed as part of the plan’s network. Insurance expert Edmund Haislmaier, senior research fellow in Heritage’s Center for Health Policy Studies, says it’s a combination of insurers rushing to get information to the exchanges and the exchanges not updating their directories quickly enough.
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