While this is one of the most disturbing sights anyone can see, besides accident scenes, eviction is becoming an every day thing all across America.
I took this picture the other day while driving through Salisbury and it begs to question, how many of you know of someone who has lost their home to this economy.
I have a friend who lives in the Annapolis area who just rented out their basement to friends of theirs who just lost their home and they're paying him $1,800.00 a month just to live in their basement. Mind you, it's a nice basement but $1,800.00 a MONTH? I know of another woman who lost her home and is now renting a trailer.
I think it's important you share with everyone stories of people you know, (no names) and explain just how tough these times really are. Let's get to know what's going on in our little part of America.
Have you lost your job or know of someone who has? Have you lost your home, or know someone who has. Are you behind in rent or your mortgage, or know someone who has? How about car payments? Again, no names, just stories.
29 comments:
All I can say is if that day ever comes for me, Ill die right here and take as many of them as I can with me. Game over.
With friends like that, who needs enemies?
It is a frightening fact. If anyone reading is having trouble making their mortgage payment or knows someone who is please have them contact the State of Maryland's forclosure prevention group or Salisbury NHS for assistance. The earlier in the process that you make the call, the easier it will be for them to help you. State site: http://www.mdhope.org/
SNHS 410-543-4626 I have at least 3 friends and neighbors who are currently facing the possiblity of foreclosure and they have managed their credit well over the years...job loss, illness, etc., along with high rates can get you in lots of trouble in a big hurry. So can adjustable rate mortgages. Don't be ashamed to contact these agencies. They will do their best to help you.
My ex lost his job in November which immediately stopped payments to me. To get by I've had to rent out a bedroom for $400.00 a month. The young lady had been rooming with friends. I don't know the whole story but the house was owner of the home wasn't making the mortgage payments. All three roommates had less than 30 days to find another place to go. I understand each one was paying the owner $700.00 a month which didn't include utilities. The young lady is very happy to be here because the rent includes phone/cable/wireless and pretty much use of the rest of the house. I've been told I should of charged more. Why when all I needed was to make up for the amount the ex is no longer paying and a little more to make up for the extra electric/water.
I have an additional bedroom I'm seriously considering also renting out. I didn't know how high rent is in the area. If I find someone who is in a similar situation as this young lady I will possibly rent it. I feel sorry for anyone who has worked hard to pay rent only to be kicked out due to something they weren't at fault for.
If he can afford to pay $1800 a month in rent he can afford a mortgage.
Some Friends!!!!!
A couple recently lost their home in the Salisbury area. They had no choice but to move in with her exhusband. I'm not sure what would be worse for me. Losing my home or having no other choice but to move in with a man I divorced a few years ago. Now everyone sits at the same dinner table. The old husband, the new husband, her children from her first husband (deceased), children from old husbands first marriage, children from new husbands first marriage and the wife. Thats got to be as low as life gets.
Not all of these folks are "victims". There are many who know the rules and game the system, moving from place to place, paying a month or two rent and getting 4 or 5 (or more) months housing before getting evicted.
There should be a "deadbeat renter" list for landlords to check before they rent to people.
Rent/Mortgage HAS to be paid after putting food on the table for your family but BEFORE anything else. I think a lot of us are backwards with this. I know that I would rather have a car repossessed than to be kicked out of my home with no place to go and children to care for on the street. I can live without electricity, without phones or cable or any other extras. Do I want to do that? No, of course not. But we need to get our priorities straightened out. This is the perfect time to do it.
The Grapes of Wrath classic has been coming to mind lately. It is heartbreaking but so close to home. I'm scared. Really scared for us.
This is one of the rental properties on the north end of
Delaware Avenue, isn't it? You can drive by every week and see the evidence of somebody's eviction. They charge something like $6-800 for these tiny 2 bdrm places.
Guess I hang out with a different crowd of people.
We havent seen the worst that this storm has to offer yet, it scares me too.
I've done several evictions and some of them are sad. Some of them. Usually about half of them have expensive TV or cell phones and cars. Of that bunch they usually have enough cash to rent a U-Haul and will watch you remove all of their stuff from the house. Basically we helped them move all of their stuff closer to the truck and they didn’t have to pay four months worth of rent. Sometimes they move to a new location and do the process all over again.
I've seen are heard this happening quite a few times, so I an skeptical when I see evictions done.
I can only speak from rental experience.
9:34, that's almost as bad as life gets, but being out on the street would eclipse that!
Everyone sits at the same dinner table, wow theres got to be some good in there somewhere.
$1,800 to rent a basement????
1) There is something wrong, somewhere, with that picture. {i.e. how much would it cost you a night to stay at Borgata and live like royalty??}
AND!!!!!
2) Beware the 'mobile home' temporary fix during tornado/hurricane season {i.e. "God must really hate mobile homes": See Fever/Caravella, Johnny [aka 'Dr.'] at 1979.}
I wouldn't know where to begin with our story: layed off, ID Theft, Fraud, Death, Sibling rivalry, Home in probate, no money for lawyer, have young children, criminals living next door.......
I really struggle with this. It's sad and ashame that people are being evicted and foreclosed on. I know that there are many cases that people just couldn't get around it. But, there are so many cases where it isn't just the economy to blame. People have to stop living beyond their means. Stop buying things you don't need. Stop spending every single penny you have.
Put the blame where the blame belongs. When things were good, so many people made financial obligations that tied up EVERY cent they make on frivolous things. They got behind and couldn't catch up or they lost their jobs - but had NOTHING to fall back on because everything was tied up in the overly large home, new boat, electronics.
Any good financial advisor will tell you that your savings should be a few months worth of bills. I know it sounds impossible, but if things are going bad, get rid of the boat, get rid of the cell phones that each of your 4 kids have, stop charging things you don't need, etc.
I have a friend who filed bankruptcy because it was the EASY thing to do. They over extended themselves. A while back she and her husband went to buy a large SUV. When I said, why would you add another bill to what you all ready have - her response was "because we can." Now they're going bankrupt and finding ways that they get to keep their vehicles, too! Lucky them. Sure wish someone would step in and pay my bills for me.
9:26 $1800 a month won't pay a mortage in Annapolis!
From the picture, it looks like they could have been on the streets already-Two grocery carts, milk crates and a cooler...the neccessities of a homeless person.
12:30...FAILLLLLL!!!! {To quote another band of wise local sages}...Trust me; if you are on a bigger mortgage treble hook than that; you bought the spinner bait [ARM/interest free loan..} hook, line and sinker...And if we have young people watching in a down market on the Eastern shore-if you shop around with any decent down payment...$1,800 will get you TWO decent Wicomico County mortgages. You can have a righteous pad in Piney Orchard for $1,800 large...
BTW....12:03. I represent David Allen Coe; and you are stealing his lyrics from the greatest country song ever...just don't go pick up momma in prison ion your truck near the train tracks...
I pass that house every day while taking my daughter to school. Those things have been sitting out there for at least a week!
This is not the only property that looks like that either. They are popping up all over the place.
It is truly sad.
REPOSSESS A CAR? HOW THE HELL ARE YOU TO GET THE WORK TO PAY THE LANDLORD?
Is this John Robinsons house, I heard he was getting down on his luck.since the Investigation.
Don't worry, Obamaint will save us all.
I am just thankful I didnt listen to everyone a few years back when it seemed like anyone could get a home loan and take that plunge.My sister got burned by an ARM but they are fortunate and have decent jobs so they sold the house at a loss and moved to a smaller one.
Is that Shanie's new pad?
Very sad to hear that people re being evicted like that, but some people do this crap all the time. They just keep moving from place to place, God Bless the ones that really try to pay their rent and cant, but these other bums I dont feel sorry for, and by the way, whats wrong with a mobile home? I live in one, and alot of people tell me it looks better than a REAL house. There is nothing wrong with mobile homes, and if that is all you can afford, go for it, it's better than the STREETS.
Post a Comment