Last week I received a letter from a Collection Agency telling me my "account is seriously delinquent". Have you ever experienced the same kind of letter?
Knowing the bill had been paid, I immediately called the Collection Company, (after double checking the check had been made out and sent) and told them, THIS BILL HAS BEEN PAID.
The company was polite but they said I must retain a copy of the cancelled check. Look, I rarely EVER go to the Bank and I'm talking maybe once a year.
I was making a trip to Salisbury and on the way I was thinking, well, maybe it got lost in the mail. I stopped in the Bank on my way and low and behold, they cashed my check!
I called the collection company and told them I had confirmation. "OK, e-mail or fax us the copy of the cancelled check".
Unlike other Bloggers, I PAY MY BILLS! However, is that the problem here? I was in business for a LOT of years and my books were always balanced. You have an invoice, you have a payment, you have a deposit slip with account numbers on them and at the end of the month you have a zero balance. Could it simply be it's because I own Salisbury News?
Finally, since this went so far as being wrongly charged with not paying a bill, will this show up as "delinquent" on my credit report?
Funny how you do the honorable thing by paying your bills and rather then EVER getting a letter saying your payment is PAST DUE, I get sent to COLLECTIONS instead. Let me clarify, my payment was never late or past due and I never received any message/letter stating it was.
How many of YOU have had to do all the work to prove your innocence while being wrongly challenged?