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Saturday, April 21, 2012

Nine U.S. Banks Said To Be Examined On Overdraft Fees

The inquiry by the Consumer Financial Protection Bureau focuses on how financial institutions persuade customers to enroll in what they call overdraft protection programs.

Two years after regulators gave Americans more power to manage overdrafts of their checking accounts, the Consumer Financial Protection Bureau is reviewing bank practices to determine if the crackdown went far enough.

The agency, which will decide by the end of the year whether to write new rules, is scrutinizing nine banks including JPMorgan Chase & Co. (JPM), Wells Fargo & Co. (WFC) and Bank of America Corp., said four people briefed on the examination.

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