Frugal for Life lists the 14 Best Ways to Repair Credit. This informative article includes sample letters to use when working on this sometimes frustrating, but infinitely manageable task:
- Letter to get inaccurate info removed from credit report
- Followup letter if there's no response from the credit bureau
- Letter telling debt collector to cease contact
- Letter asking debt collector to validate or prove that they own the debt they're collecting on
- Letter asking creditor to remove an unauthorized credit inquiry from your account (because it brings down your credit score)
H/T – The Consumerist
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