Kevin's mom is the executor of a family friend's estate. Chase, the company that holds this family friend's mortgage somehow got hold of her phone number, and is now calling her incessantly, looking for.... the dead person? Chase reps claim that they're not allowed to speak with the executor of the estate, yet they keep calling back despite pleas to leave her alone.
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5 comments:
Sounds just like a Cheap Loan Company tatics.
Where is the Lawyer? Refer them to the Lawyer. Make sure they are notified by stating all communacation is to be done through the Lawyer. I had to do that and also let them know I had keep a record of when they called(date /time), who I spoke to / made the call to me and what was said. Then gave the Lawyer of all paper work with the phone # the call came from. They stopped calling me then, since they knew what options I had that I could exercise if they continued and they had in a roundabout way been notified.
Put a whistle next to the phone and as soon a a live person talks blow it as loud as you can into the receiver.
An original, raised seal copy of the death certificate and the Letter of Administration issued by the Register of Wills appointinting this person as Administrator (executor)legally REQUIRES the mortgage company to deal with this person as legal representative of the deceased's estate, including any and all property held by the deceased at the time of death. It is the Admistrator's responsibilty to settle any claims (including mortgage liability) against the estate in order to eventually settle the estate and distribute any remaining assets to the heir(s). The mortgage company is looking for their money and they HAVE to deal with the executor if the legal requirements have been met. If the Administrator is not paying the mortgage while the estate is "open", then the mortgage company can initiate forclosure procedings against the estate in order to recoup their monies. This is typically not in the best interest of the estate (and it's heirs) and could be considered a breach of the fudiciary responsibility of the Administrator. This woman needs to get legal advice NOW, and deal with the mortgage company. It is her duty, as executor, to do so.
If the woman does not want to deal with the responsibilities of being the named executor in the will, then she can relingquish her responsibilities to the Register of Wills, and the court will appoint an alternate family member (or an attorney) to represent the estate.
Chase is the WORST company out there to deal with. Stay away from them if at all possible. In this case I guess you don't have a choice but for those that do ....deal with another company.
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