Linda J. Blumberg, John Holahan, and Erik Wengle at the Robert Woods Johnson Foundation and Urban Institute,decided to find out just how much prices were increasing and why.
First off, the researchers said thatusing a national aggregate in order to gain an understanding of how and why premium prices are increasing doesn't make much sense due to the variance of the exchanges where the insurance plans are offered.
"We conclude that a national average rate of premium increase is a fairly meaningless statistic since different markets are having very different experiences," said the report.
"The focus of attention should be on understanding the wide variability by identifying the characteristics of markets that have experienced high premiums or high growth in premiums and of markets with lower premiums or lower growth in premiums."
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