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Thursday, March 19, 2015

Goodbye to Employer-Provided Health Insurance?

Could employer-provided health insurance be going the way of employer-sponsored pension plans?

Rick Lindquist, president of Zane Benefits, which specializes in individual health insurance reimbursement for small businesses, says: Not only could it happen; it’s happening already.

Lindquist and Paul Zane Pilzer (who founded Zane Benefits), argue that case in their new book, “The End of Employer-Provided Health Insurance.” As surprising as you may find the title, get a load of its subtitle: “Why It’s Good for You, Your Family and Your Company.”

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3 comments:

Anonymous said...

I am not sure where to start with all the holes and BS in this article.
First, by law, employers of a certain size are legally required to offer insurance.

When a spouse goes on the others insurance it does not cause any problems, so I am not sure where he came up with that BS.

There is absolutely nothing affordable about it.

The bronze plan is garbage and just another way the big insurance players can simply suck the money out of your pocket and give you nothing for it.

Employers who buy crap insurance are thoughtless selfish idiots - ie, Coventry. It is a waste of money.

Honestly, for decades it has been factored into my wage, so no, they are not paying for it I am, I always have had to. So when they outwardly shifted more of the cost on to me for which I was already paying for it with a lesser salary, they were simply just paying me less. So I get a 10 cent raise while they steal a dollar more an hour out of my pocket.

This article is simply more propaganda.

Sure in a perfect world, give me $500 a month to pay for health care. It is more than I am getting now, to which I have to pay 50% of the premium with a $3000 deductible. So the employer is only out $2500 and I am out $5500. Not sure what is so fair about that... all the while, no one has gotten any raise in years.

So honestly I am paid less to do the same job I have been for the last five years, no raise and more $$ out of my pocket.

the author is a jackass that probably makes a couple hundred thousand a year and has not clue what the word affordable means.

Anonymous said...

Whoa! Touchy subject. This can work for some people, though. Especially when each worker can pick the plan that works for them and not be stuck with one plan which doesn't work for everyone.

LadyLiddy said...

BINGO 8:54PM!!!!!