What Do You Pay A Year In Auto Insurance?Please name who the company is and how many vehicles are involved.
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57 comments:
2 Ford F150's 4wd Full Coverage
$1300 a year
Folks, keep in mind, your answers will do a LOT of people a lot of good.
You see, Insurance Companies do NOT want this kind of information out there, yet in this economy it's important every one shares it so we can all come to learn where we should be.
With one company I have three vehicles on one policy. A BMW, PT Cruiser and a Pickup Truck. All of these vehicles cost me $550.00 every 6 months.
It may also be important to mention what year the vehicle/s is/are and what kind of policy you have. Liability, full coverage and so forth.
After comments go up, Insurance Company phones will ring off the HOOK!
$1900.00 for 6 vehicles.
Oceanside Underwriters LTD
I am 10:04 - Need to add
$1900.00 for 6 vehicles:
Dodge 2500 4wd, Chevy Monte Carlo, Pont Firebird Trans-Am, Mercedes, Honda Civic, and Dodge Durango.
$840 for 1 vehicle--2005 Chevy Equinox. Insured by Geico. Full coverage. I drive 15 miles a day. No accidents, tickets or claims in 20 years.
05 nissan frontier nismo edition
appx 1k per year, erie insurance
Funny you should post this I have just started looking bc I think I pay way too much
2002 Buick suv full coverage
2000 Harley Road King Full coverage
Buick is $600.90 every 6 months
Harley is $919.26 every 6 monthsWTF
I am white male 40yo married no claims or accidents ever on auto
I am with Nationwide today but who knows about tomorrow
Richard
FYI with the invention of "Insurance Scoring" aka credit rating you can have the identical vehicles,age,coverages with different rates. Keep that credit score up!
2008 nissan versa, $1,020.00 per year from Geico. Full coverage.
WLM
I thought in MD it was illegal for insurance companies to base rates off of credit scores. may wanna check state comptrollers office.
Homeowner insurance it is illeagal but auto insurance it isn't check the insurance commision web site.
Now that they raised fees, I pay between 800 to 1000 a year for full coverage for my new car...
2006 Chevy Pick-up 4x4. Full coverage. State Farm. $685.00/year.
I have with Farm & Family 1000.00 for an 04 Nissian Titan. No accidents. Also have Homeowners with them and that is 700.00 Plus
Your rate will also depend on if you pay monthly, quarterly, 1/2 year or year.
we have full coverage on a town and country 2006 van...we have geico 850.50 which equals 70.90 a month
$1125 yearly with State Farm. One car & one truck
10:21 Richard, you are paying too much for the Harley. I have a 2002 Fatboy, full coverage and with Nationwide. I only pay around $450 per year.
2003 Hyundai Sonata GLS
Nationwide Full-Coverage $1200 year
1995 Dodge Ram Truck
2000 Dodge Neon Car
About $1260.00 year, not full coverage on either of them
State Farm
No accidents on either
1995 buick, 1993 f150 $450 per year for liability only. Met Life ins co. I shopped around and Met Life was the cheapest.
Richard:
We pay $208.00 per year for a 2000 Harley FLHT Electra Glide (No collision), but you might want to try Foremost with Oceanside Underwriters (JR Lloyd).
Toyota Highlander, No driving record/accidents in 10 years. $60/month OR $720/year. Once we add second vehicle and get multi car discount, this vehicle will drop to roughly $45/month. We also have Home Owners through them and it is pretty inexpensive also!
All @ Princess Anne State Farm, Dorsey Marshall
$ 433.70 twice a year. But what does that tell you? I have BODILY INJURY LIABILITY
EACH PERSON/EACH OCCURRENCE $100,000/$300,000
PROPERTY DAMAGE $50,000 LIABILITY
PERSONAL INJURY PROTECTION $5,000
UNINSURED MOTORISTS BODILY INJURY $100,000/$300,000
$50,000
EACH PERSON/EACH OCCURRENCE
PROPERTY DAMAGE - LESS $250 DED
COMPREHENSIVE $250 DED
COLLISION $250 DED
EMERGENCY ROAD SERVICE FULL
RENTAL REIMBURSEMENT $30 per Day
I also have not had an accident in 5 years. Policy's are written by the way we drive and the amount of coverage we want or which is required. I am with the Lizard GEICO .
Approximately $3,200 six vehicles full coverage State Farm 2 motorcycles Progressive.
$969 every 6 months, Geico. Full coverage for 04 optima and Toyota Camry
2002 nissan frontier truck
2006 mazda
full coverage for all
$800.00 per year
Avery hall insurance broker in salisbury , Donegal insurance
'06 Jeep & '07 Honda, $825/year; Oceanside Insurance.
2008 Honda Civic 4 door, full coverage, $250 deductible, $696 a year from State Farm. I should mention I have multiline discount also because I also have homeowners insurance with them. I am a 35 year old female who has never had an accident (if that matters)
Nationwide - 06 Saturn Vue - Female 45-50 - no points - no accidents - clean record (Delaware)
950/year
Nationwide DOES base premium on credit score - atleast in Delaware - it's reviewed every 3 years.
During my divorce they reviewed mine and it was bad so they hit me with a surplus - after my divorce they surplused me again for 30% because I was "divorced".
Now remarried - 17 years later and do you think they lowered me back 30% OR gave me back the surplus discount because credit score is over 800? NO!!
I still can't find anyone to beat their rate though. I shop mine every 6 months.
Also have a homeowners policy on our home with them - that basically did nothing for the rate because they said "well, the rates have increased". BS!
2003 Dodge Dakota
2005 Ford Freestar
$1080/yr Full coverage
2004 Prius, 35000 miles.
$500 DEDUCTIBLE
$641 yr.
STATE FARM
'07 tahoe, '98 ranger, '01 neon, '76 cougar; 1-49 male, 1-44 female, 2-19 males; no accidents, no tickets $4400/year with Nationwide; time to change...(I went with Nationwide originally because I knew and trusted Ed, but with the office change and skyrocketing prices, time for a change)
1985 S10, liability;
1998 Silverado, liability;
2001 Dodge caravan, full coverage.
$1230 a year w/ State Farm.
No accidents, no tickets, 37 (CDL licensed driver) and 33 yr old covered drivers. We also have multiline discount because we have home owners ins. with them as well.
'07 Isuzu I-290- DE Rated300/100/300 $2200 per yr. Geico, full coverage
I have 5 vehicles:
2001 Chev Liability: 372.60 year
2002 GMC Full Coverage: 600.36 year
2003 Nissan Altima full Coverage:
717.84 year
2003 5th Wheel Trailer Full Coverage: 300.96 year
2005 Boat Full Coverage: 385.92
Year
I am 44 years old, no accidents, no tickets. My coverage is with State Farm.
If anyone else has insurance where it is cheaper please let ppl know. I do know I was at Nationwide Insurance (Ed Wilgus) and I was paying ALOT more money for insurance.
WG
We have purchased a car for my family including parents and in-laws. We have 14 people using the same car because of lay offs.
1.1992 olds. 4 door
2.liability only
3.$75.00 month
each person driving pays $5.50 month- all drivers are over 25
no ones listing the most important thing, how much insurance you have for the other guy in a wreck, insurance on your own car means almost nothing
I'm 61 years old, white male, divorced (the only driver) with no points or accidents in over 25 years living in Delaware. I changed companies 2 moths ago from Liberty Mutual to 21st Century because Liberty Mutual jumped me about an extra $59.00 a year for no reason at all bringing yearly total for 2 vehicles up to $956.00. Went shopping on the internet and got the exact same coverage as I had originally. Least driven is a 2003 Ford Excursion 4X4 V-10 loaded with full coverage minus $500.00 deductible. Secound vehicle 1996 Mercury Sable station wagon highest limits liability only. 21st Century only will cover for a six month period. Total for 6 months $315.00, so that will be $630.00 a year vs $956.00. A saving of $326.00 a year. Worth my time for sure. I also shopped motorcycle insurance as my 2003 Suzuki Burgman scooter has over 20,000 miles and worth less than $2,000 so I dropped full coverage with ?? (Don't remember which company about $350.00 a year) and got lower liability limits (liability only) for only for $100.00 a year. You can find it all on-line with some of the compare insurance sites. I know the changes are not earth shattering but every penny helps. And last they ask you to name your present insurance carrier, don't do it because they'll shaft you with your own information. They have a spot for "Not listed". We've all got to help our elected officials in Wash D.C. with their retirement pension funds paid into and through A.I.G. Insurance that would have gone down the tubes without the Obama prop-up junker clunker program. Fresh new auto bank financing and plenty of full coverage insurance. The real reason, I believe for such a waste of taxpayer dollars. Remember, that was your money he gave away. Good luck shopping. FredG
2000gmc pickup full coverage,2007pt cruiser full coverage 1381.00 yearly liberty mutual.
State Farm,been with them over a decade now.
1 vehicle with liability,1 with full coverage and collision,plus a hefty renters insurance policy cost me about 1k a year.
My insurance actually went up by a hundred bucks this year and i dont know why because my newest car is 12 yrs old.What gives?
98 Jimmy
94 1 Ton P/U
3 Honda bikes
Minimum liability only
One 56 YO divorced male, no violations
State Farm
$1,036/ yr.
10:21 plain and simple, its a harley. Just like I always tell a policyholder, it costs more to replace/fix a mercedes over a ford anyday. You are paying for the name. It also depends on what coverages you have and how much your deductibles are ect.
10:36 Also credit scores are used to determine what kind of risk you would be to the company. we use that to rate you as an individual. If you dont have enough responsibility to pay your bills on time and keep a good credit score, it makes us believe your not a responsible driver who cares about what happens to their vehicles or others on the road. bad credit score = carelessness
$1800 per year...2009 Suzuki C50T full coverage, 2007 Dodge Grand Caravan full coverage, 1997 GMC Yukon full coverage, 1994 Chevy Astro Van liability. State Farm..Married couple 47 and 48 yrs old..no auto claims for 15 years
how much insurance do these prices buy?
2005 ford mstng
2003 ford expdtn
40years old with teen driver added
full coverage progressive 2200 a yr
$1080 Ford Expedition 5.4l XLT Triton Auto-4WD
$600 for 2000 Buick full coverage, $500 deductible, no accidents or claims ever. State Farm.
I'm with Progressive and my wife and I pay $1362 a year, full coverage, for 08 GMC 2500HD Sierra and an 09 Pontiac G8GT.
2010 Honda LX Civic
State Farm (45 yrs) - $427/year
multiline discounts; accident free
low mileage annually
$300K/$100K liability
$1000 deductible comprehensive
$500 deductible collision
no passengers over 18 without own
driver's license/auto insurance
Raising your deductibles make a huge difference! Put the savings in the bank until you have enough to cover the difference.
Not carrying passengers without own auto insurance makes a nice difference.
I also carry an umbrella liability insurance policy to supplement the more expensive auto liability and protect my financial assets in any other circumstances as well.
Blutothetotmom---if your newest car is 12 years old you should consider dropping the collision coverage. You will save a lot of premium and the adjusters aren't gonna give you squat if you total a car that old anyway. My agent is Tina at Mann & Gray in Fruitland and they shopped with about six companies to get me the best rate! (I used to be with Nationwide).
$500 per year for full coverage. $250 deductable for collisions, $0 deductable for comprehensive claims, $50 tow reimbursement per tow. 2003 Saturn. 55 year old driver with no driving record and rated for pleasure driving only. Ohio Casualty Insurance Company.
Thanks 7:32 my current agency has excellent customer service so I probably wont switch but I have considered dropping full coverage.Only issue is that the last time I dropped F/C on a vehicle I must have "jinxed" myself,it was wrecked within a week(thanks big deer),talk about a bummer.
anything under a million dollars is under insured for. for other driver
2007 honda accord
liability only
$660 every 6 months
under 25 driver though
state farm
3:47--So, based on your theory, the economically strapped are bad drivers, while the financially sound never have an accident? I'd like to see some research data to support that theory. Why don't we call a spade a spade? It is simply another excuse to make more money from those who can't afford to pay it in the first place. I am recently divorced and my credit score has plummeted. I work full-time and now have a part-time job to get back on my feet. In 23 years of driving, I have never had an accident or even a ticket. If anything, I drive even MORE carefully now because I cannot afford another car nor the cost of repairs. It should be illegal to use a credit score for anything other than issuing credit. And last time I checked, the insurance companies were still cancelling policies if they weren't paid. You can attempt to justify it any way you like but it is still just another excuse for companies to extort more money from consumers.
Full coverage on 2009 Explorer, 2007 F150 = $520 every 6 months with Geico.
2007 Kawasaki Vulcan, $95 per YEAR with Progressive.
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