ST. LOUIS — Carol DeVaughan assumed her suburban St. Louis home was 
simply settling when cracks appeared in the walls. When she noticed huge
 gaps between her fireplace and ceiling, and that her family room was 
starting to tilt, she knew she had bigger problems.
Like thousands of other Americans getting stuck with huge repair 
bills, DeVaughan learned that the intense drought baking much of the 
country’s lawns, fields and forests this summer has also been sucking 
the moisture from underground, causing shifting that can lead to cracked
 basements and foundations, as well as damage aboveground. Repairs often
 cost tens of thousands of dollars and can even top $100,000, and they 
are rarely covered by insurance, as shocked homeowners have been 
discovering.
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