The ongoing housing crisis is hitting young homeowners the hardest. According to a new report by Zillow – nearly half of all home borrowers under the age of 40 are underwater on their mortgages. That’s twice the rate of older borrowers. It’s also the latest sign that lawmakers in Washington, DC aren’t doing nearly enough to help struggling homeowners and put an end to this housing crisis. Wall Street got bailed out and Main Street got sold out.