I think it would be very interesting to reach out to all of you to see just what towns on the Eastern Shore do in fact ALLOW you to purchase flood insurance.
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Friday, September 01, 2017
Do You Have Flood Insurance?
I think it would be very interesting to reach out to all of you to see just what towns on the Eastern Shore do in fact ALLOW you to purchase flood insurance.
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15 comments:
I live in a 100 year flood zone in Tyaskin and I have flood insurance
Waterfront home, no mortgage, no flood insurance. House has been there since 1918. Wicomico county.
I have flood insurance and I live in Pocomoke.
Who cares about the one house that doesn't flood, 9:09???
I have seen many homes in my line of work last were damaged beyond belief after our last storm, these people can barely make there mortgage pmt or rent.
Hoping you feel better for gloating!
You better hope Irma isn't coming for dinner. You might not be able to buy it now anyway, insurance companies aren't stupid.
To the original poster you should call another insurance company or 5.
The whole peninsula is in a flood area so all should have it.
Flood insurance is expensive and doesn't cover what you think it does. Check what it covers before you buy. The only people that I know that have it are the ones that are required to because of their mortgage. Generally a waste of money.
Not gloating. Just saying flood insurance is optional if you don't owe money to a bank. Flood insurance is notoriously hard to collect on and there are many people who have paid for it and been denied payment because the water level was not high enough to trigger the insurance coverage even though water entered the house. Be educated rather than a know it all.
Your friend may petition the town to join the NFIP and an overview of the requirements are found here: https://www.fema.gov/media-library/assets/documents/13610
Your friend may also contact an indpendent agent and apply for a Lloyds of London flood policy. Very pricey though.
The NFIP is 2.5 Billion Dollars in the hole prior to Harvey.
Who's gonna pay any claims???
Even if you have flood insurance - the NFIP program is broke and you may not get reimbursed. Make sure your flood insurance is backed by someone other than the federal government!
I am guessing NFIP is government ins. Government can't run anything right. Also 10:01 maybe you should get into a new line of work.
The town of Pittsville recently paid out tens of thousands of dollars to have the drainage ditches cleaned out. I could have done better if i used a soup spoon to do it. How come the same members that are on the council there read the monthly ledger of expenses and never questioned almost 10 k a month when Carla Moore helped herself.All these town council members should step down. They are just as guilty as the hand that took the money. Sure is funny the grouchy woman who ran the office for years suddenly evaporated after the money fiasco too.
There are areas on the Ocean City Island that you are not considered flood areas and cannot purchase flood insurance even if you live in a mobile home or a million dollar condo.
10:55 You will find that you cannot get flood insurance on much of the Eastern Shore Peninsula.
Flood insurance availability and requirements by mortgage companies are determined by FEMA flood zone maps, and all Worcester County properties are zoned by the county as being in a flood zone, or not.
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