Even After Bankruptcy, Trapped By Student Debt

The misfortunes that brought schoolteachers Devin and Sarah Stang and their four young children to bankruptcy _ and the loss of their house and a car in the process _ were their own unique story.

They bought the house at just the wrong time. There were heavy medical expenses when, at five months pregnant, she delivered stillborn twins. And their money woes go back further: When Sarah's college softball team pressured her to drop classes she wanted to take, she quit, lost her scholarship and had to make up the difference with loans. Devin, too, borrowed to get a master's degree. Then they struggled amid school layoffs near their Sandusky, Ohio, home.

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