Obamacare enrollees had trouble affording and accessing health care as well as understanding how to use their plans, according to a report from the Government Accountability Office.
The top factors that Obamacare enrollees considered when selecting a plan in 2015 were the cost of premiums, deductibles, and copayments.
The auditors talked to stakeholders including policy experts, state departments of insurance, and exchange officials, and found that some Obamacare enrollees said the out-of-pocket expenses were too expensive before reaching their deductible.
“Two national surveys of QHP [qualified health plan] enrollees found that over a quarter of them had experienced financial difficulties paying for their out-of-pocket health care expenses in the prior year, with some enrollees reporting unmet health care needs due to cost,” the auditors said. “One national survey reported that in 2016, 25 percent of QHP enrollees reported higher-than-expected out-of-pocket costs after using their coverage.”
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If they didn't have some out of pocket expenses they would be using it like a free credit card. Some out of pocket prevents abuse.
ReplyDeleteBe ready for more cost increases. The entire thing was nothing more than a transfer of wealth. The democrats love those programs. good things this model is unsustainable and should crash and burn soon.
ReplyDeleteIts wealth distribution!
ReplyDeleteSounds familiar...
ReplyDeleteThe VA hospitals perhaps?
I checked on the cheapest plan.. I would have spent about $10,000 in premiums and deductibles before I ever got dollar number one from the plan.
ReplyDeleteThat's a BS plan in my opinion.
I kept the money and paid my own bills. I still have a lot of the $$ in my pocket.
1:47 One trip to the ER and you will be starting a go-fund-me page to stay out of bankruptcy.
ReplyDelete231
ReplyDeleteGo Fund Me.
Thanks for the tip