10 Worst States to Retire In

No. 7: Maryland and Vermont (Tie) Maryland and Vermont rank among the worst places to retire on Bankrate's list for a variety of reasons.

Both have relatively high costs of living and high state and local taxes. Maryland's crime rate also is worse than the national average, and Vermont's weather could be tough on a lot of retirees. Temperatures have been an average of 43.1 degrees in Vermont from 1981 to 2010, making it one of the coldest states in the country.

Of course, those drawbacks may not be enough to dissuade lovers of Maryland crab cakes or Vermont's rolling blue-green hills.

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