Health plans are sending hundreds of thousands of cancellation letters to people who buy their own coverage, frustrating some consumers who want to keep what they have and forcing others to buy more costly policies.
The main reason insurers offer is that the policies fall short of what the Affordable Care Act requires starting Jan. 1. Most are ending policies sold after the law passed in March 2010. At least a few are canceling plans sold to people with pre-existing medical conditions.
By all accounts, the new policies will offer consumers better coverage, in some cases, for comparable cost -- especially after the inclusion of federal subsidies for those who qualify. The law requires policies sold in the individual market to cover 10 “essential” benefits, such as prescription drugs, mental health treatment and maternity care. In addition, insurers cannot reject people with medical problems or charge them higher prices. The policies must also cap consumers’ annual expenses at levels lower than many plans sold before the new rules.
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the best part is that if you dont have health insurance you WILL BE PENALIZED. good ole govt. they are looking outfor us.thankssjd
ReplyDeleteStory after story is coming out about people forced to have coverage for things they don't need, and don't want--like a 60 year old woman with maternity coverage. People are finding policy process doubling and deductibles going sky high because of the "affordable" care act. Ll part of the plan as the government marches us towards a single payer system, which is what Obama, Sebelius, Harry Reid and Nancy Pelosi have all publicly said they want.
ReplyDeletedidn't Obama say many times that if you already have coverage and you like it you will be able to keep it?
ReplyDeleteWhen are people going to realize he is nothing but a 2 bit ghetto hustler proficient only at lying.
One size fits all! What bout people who don't need maternity b/c of age? Some don't need mental health either but after 8 yrs. of this govt maybe we all will.
ReplyDeleteThe Liar in Chief would screw up a one car funeral. For 80% of people the healthcare system wasn't broken but for some reason this semi-illiterate nothing decides he's going to fix it with a complete overhaul.
ReplyDeleteI'm glad it's failing and will take great pleasure in rubbing it in the faces of all the ignoramus' who so blindly without doing their own research (and relied on the word of a pathological liar) first supported it.
For the ones who still fail to see or acknowledge that everything Obama has ever touched has turned out bad then there is no hope for them.
I must confess that when this all came about I was thinking that it sounded very practical and that it would be great if everyone had affordable health care. Now it just appears to be bait and switch with huge premiums for the elderly and huge deductibles for the young. I think the real problem is in the way hospitals bill for services they do not provide or overbill for things that were not necessary. As usual everyone will be made to pay for crimes of the few. Everyone should be asking now "why are we doing this in the first place?" Isn't big medicine and big pharma bad enough already?
ReplyDelete