MEMPHIS, Tenn. (AP) - When Roy James needed money to buy equipment and dig an irrigation well for his father's Mississippi farm, he applied for a loan from the U.S. Department of Agriculture _ but was turned down.
The USDA said it denied the application filed in 1995 because James had inadequate education and didn't have farming experience _ even though he had a college degree and had worked for years on the farm that grows soybean, wheat and cotton.
"I couldn't understand why they turned me down," James said. "It was confusing."
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