Are you able to make your monthly debt payments on time?
DelMarVa's Premier Source for News, Opinion, Analysis, and Human Interest Contact Publisher Joe Albero at alberobutzo@wmconnect.com or 410-430-5349
DelMarVa's Premier Source for News, Opinion, Analysis, and Human Interest Contact Publisher Joe Albero at alberobutzo@wmconnect.com or 410-430-5349
no
ReplyDeleteAbsolutely, and I have never ever carried a monthly credit card debt. It gets paid off every month.
ReplyDeleteYes because I've always lived within my means, including contributing to my retirement account first.
ReplyDeleteMy husband is 50 yrs old and has been unemployed since February. With 30 years of experience he is either over qualified or lacks certain criteria for jobs he has relentlessly persued. We are still making our monthly bills but have sold off over $4,000 worth of personal property to help fund the coffers. He was even turned down for a job in Afghanistan because he was "over-qualified". I have never seen this in my lifetime. He is a skilled tradesman. If I hear one more Republican state that the unemployed are leeching off of society I think my head will explode. Glad my parents aren't alive to witness the good ol U.S.A. in this condition.
ReplyDeleteALL of our bills are paid as soon as they come in. That's because we're not loaded down with debt like the majority of people are!
ReplyDeleteWhat debt? I planned my life from the start to not have any.
ReplyDeleteI'm so far behind its scary
ReplyDeleteYes, easy to do if you don't feel you have to keep up with the Jones' or charge, charge, charge. For year we have stashed money away for troubling times realizing every day isn't sunny. Unlike our government we do not spend more than we take in or count our money until it is in our hands.
ReplyDeleteWhen you say "make them" do you mean ignore them?
ReplyDeleteIf so, yes.
Not even close to 'on time."
ReplyDelete11:22...I can definitely relate to your situation. My former employer posted my O.C. job in The Daily Times while I was still working there & I had to work 40 AnXiEtY-Filled days until they terminated me...knowing that my job position there was "doomed" each and every 1 of those 40 days, while the GM belittled & YELLED at me in hopes of me quitting.
I've been unemployed ever since for 15+ months now. While Worcester County is the most "picturesque" county in Maryland it is also the "UGLIEST" of Maryland's county to find a job in where the unemployment rate SKYROCKETS to a whopping 20+% during the winter months.
Barely get by but that is because my job was gotten rid of because of this black man in the White House; working two part time jobs now!
ReplyDeleteYes, and if I use a credit card, it is paid off that month. No carry over. My husband taught me that.
ReplyDeleteThanks Baby.
"God Money, I'll do anything for you. God Money, just tell me what you want me to. God Money, nail me against the wall. God Money, don't want everything he wants it all. NO! You can't take that away from me! Head like a hole, black as your soul, I'd rather die than give you control! Bow down before the one you serve. You're going to get what you deserve." - NIN
ReplyDeleteI agree with 11:20!
ReplyDeletealways! im with 1120am! live within your means and there will be no issues!
ReplyDeleteI know TONS of people/senior citizens that have "...always lived within my means, including contributing to my retirement account first" as 11:20 states and the SAME people have NOTHING (No houses, No ca$h, No a$$etS, No NOTHING!) in their "Golden Years" due to the housing market CrAsH several years ago.
ReplyDeleteRegarding 12:47's comment of "...live within your means and there will be no issues!". I bet you if they had to go to the hospital for a serious condition that they would have a TON of $eriouS I$$UE$!
We are just scrapping by./sometimes I could kick myself for lending out money to family! Let them use my credit card and no pay back! What a fool i am. Now i am paying for it the hard way.
ReplyDeleteI for one don't agree with all the comments about living within your means and you should be fine. If someone experiences a job loss or paycut, it's a very real possiblity to wind up in debt. It happened to us.
ReplyDeleteSr citizen living OK---have always pd for everything gotton----Can't afford it---don't get it. I was taught from "the old school of teachers!" So glad that I sacraficed back when I was working to stash away for retirement time. I'd be livng in poverty now if I hadn't.
ReplyDeleteOne doesn't know if the Big Corps, Cty, State or Gov will continue to support the retirement funds ---I think you will c the day they can't!!!!!
When I get paid,I in turn pay my mortgage,utilities,insurances,etc before anything else.I therefore have some lean months,but i'll at least always have a place to live.
ReplyDeleteNo, I work to pay late charge fees. It's expensive being poor. Sometimes I think the homeless on the corners are better off. They get cash with no taxes attached.
ReplyDeleteNo offense 3:52, but in my opinion you should pay YOURSELF 1st & FOREMOST if you want to be successful in life & not live your entire life paycheck to paycheck.
ReplyDeleteYou HAVE to take risks in life or suffer the consequences of living an "ordinary" life bro! Life is fleeting & goes by FAST, so roll the dice while you are still above the ground, rather than below it!
what debts? If you don't make debts then you don't have to pay them. Pay as you go... that is unless you want to live in a $300,000 or $400,000 house, drive a Escalade and your spouse driving a Yukon. Living it up all the time, vacations twice a year and enjoying life.
ReplyDelete803 amen.
ReplyDelete803, I totally agree. I have never been able to understand why a family of 3 or 4 have to have a 4000-6000 Sq ft home, especially when they go out on a limb to buy it. Many are only trying to keep up with the Jones. My wife and I have been married for 52 years and been retired for 15 years which is what we started planning for years ago. When very young, I was advised by an older friend that the first bill you pay each month is "you". We have had a good life and never went beyond our means.
ReplyDelete